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Archive for the ‘personal finance’

Tips for Saving Money for Digital Lifestyle

March 17, 2008 personal finance No Comments →

So you want to save a few hundred dollars but don’t want to give up your morning latte? While it is easy to preach how to cut your daily habits to save a buck, it is difficult to practice the same for most folks. However, there are other ways to cut your expenses without sacrificing your daily habits.

In today’s technology driven society, we spend a lot of money buying electronics gadgets and accompanying services to make our life easy. Sellers know that we have disposable incomes and they push many services that we absolutely don’t need.

digital lifestyle

 Photo Credit: http://www.flickr.com/photos/cpchannel/123672666/

When you sign up for a cell phone service, they will try to push the loss-damage warranty for $5 a month. When did you last use that warranty to claim a new phone? In most cases you don’t need the service. In the worst case, if you loose or damage the phone, buy a cheap phone from eBay to carry you over till your contract expires.

If you are an occasional mobile phone user, get a pre-pay phone. Using a pre pay phone card that charges 10 cents per minute for talk time, you will be able save a few hundred dollars every year.

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